The fantastic folks at the Financial Independence Europe podcast were kind enough to invite me for an interview.

It was my first podcast interview, and I had a great time.

Here are some of the topics we discussed:

• How to choose an ETF.
• The importance of learning how to make sound investment decisions.
• The tax implications of investment choices

You can learn more about that episode of the podcast here.

You may find the recent Ask Me Anything I did on r/literaciafinanceira useful if you are fluent in Portuguese. I replied to 25+ questions on investing from readers. The moderators of that subreddit are amazing. They have been doing a great job at nurturing a community around personal finance in Portuguese.

What have I been up to?

For the past weeks, I have been working on improvements to my “Guide to taxes for index investors.” That video explains the fundamentals of investment-related taxes and how you can find the country-specific information for your own country.

In particular, I have been improving how I explain the tax advantages of accumulating and distributing funds across Europe.

This recent blog post is an early draft of that work. Since then, I have come up with better explanations and calculators for each scenario.

I also learned a lot by going deep on this topic. For example, in many places where accumulating funds have higher after-tax returns, I used to (incorrectly) think that accumulating funds paid fewer taxes. Instead, what accumulating funds do is delay taxes – the reinvested dividends end up being subject to capital gains taxes upon sale.

I can’t wait to share this work with you.