My interview on the Financial Independence Europe Podcast

The fantastic folks at the Financial Independence Europe podcast were kind enough to invite me for an interview.

It was my first podcast interview, and I had a great time.

Here are some of the topics we discussed:

  • How to choose an ETF.
  • The importance of learning how to make sound investment decisions.
  • The tax implications of investment choices

You can learn more about that episode of the podcast here.

You may find the recent Ask Me Anything I did on r/literaciafinanceira useful if you are fluent in Portuguese. I replied to 25+ questions on investing from readers. The moderators of that subreddit are amazing. They have been doing a great job at nurturing a community around personal finance in Portuguese.

What have I been up to?

For the past weeks, I have been working on improvements to my “Guide to taxes for index investors.” That video explains the fundamentals of investment-related taxes and how you can find the country-specific information for your own country.

In particular, I have been improving how I explain the tax advantages of accumulating and distributing funds across Europe.

This recent blog post is an early draft of that work. Since then, I have come up with better explanations and calculators for each scenario.

I also learned a lot by going deep on this topic. For example, in many places where accumulating funds have higher after-tax returns, I used to (incorrectly) think that accumulating funds paid fewer taxes. Instead, what accumulating funds do is delay taxes – the reinvested dividends end up being subject to capital gains taxes upon sale.

I can’t wait to share this work with you.