Quarterly Market Review, Q3 2022

Since the beginning of the year, we’ve seen significant market declines, and this quarter is no different. In the third quarter of 2022 (Q3 2022), world stocks had a return of -6.88%, while eurozone government bonds had a return of -5.05%. World Stocks The Simple Portfolio invests in world stocks. Therefore, I’ll focus on the […]

Quarterly Market Review, Q2 2022

The first six months of 2022 brought significant declines in the stock and bond markets. In this article, I’ll share details about the stock/bond market performance in the second quarter of 2022, the context of what caused the market declines, and what to expect from the market in the coming quarters. World Stocks The Simple […]

How do accumulating ETFs actually work?

An ETF may receive dividends or interests from its holdings (e.g., companies, bonds, etc.). Distributing ETFs distribute that income by paying out dividends to investors. Accumulating ETFs reinvest that income within the fund and don’t pay out dividends. It sounds simple but accumulating ETFs cause a lot of confusion. Many don’t understand how they work […]

Focus on what matters first

A few decisions have the most significant impact on being a successful index investor. Yet, many spend little time thinking about these crucial topics. Starting with investing requires making so many decisions that it is easy to get distracted by superficial things. These trivial things may lead you to think you are making progress, despite […]

A guide to investing in ETFs while living in Germany

This guide mostly covers the details around investment taxes and brokerages available in Germany. I have written at length about the fundamentals of investing in index funds while living in Europe elsewhere, so I won’t repeat that in this post. I don’t know where to start with investing My “learn investing in 10 minutes a day” series […]