Choosing your equities/fixed income split

Equities provide high returns but are very volatile – their value fluctuates significantly and it can take years to recover after serious declines. To mitigate this risk, investor often combine equities with fixed income – assets that have low volatility but have low returns. When your portfolio has a portion of fixed income, a serious […]

What percentage should I allocate to MSCI World vs. MSCI Emerging Markets?

A typical portfolio for investors looking for global equity exposure through accumulating index funds is a combination of the iShares MSCI World and the iShares MSCI Emerging Markets. Which percentage should you allocate to which? My preference is to have exposure to each country’s companies in proportion to each country’s contribution to the world economy. […]

What should I do with my savings?

I have some money saved up and it is earning really low interest rates. The rates are so low that I am losing money due to inflation. How can I grow my savings? In finance, investors are (generally) rewarded for taking more risk. Risk can be understood as temporarily or permanently loosing a portion or […]

Which exchange should I use to buy ETFs?

The iShares Core MSCI World ETF has 10 different listings. Which listing should you choose whenever you have access to multiple through your broker? An ETF has multiple listings across currencies, stock exchanges and countries in order to reach more investors. A listing is an entry for a security on the stock exchange. A listing […]

Which S&P 500 ETF should I pick?

justETF lists 14 S&P 500 ETFs. Which one should you choose? How do you decide which fund is more appropriate when all track the same index? When faced with choices between comparable alternatives I prefer to use defined criteria to guide my decision making. In this case I think the important criteria is (in this […]