An overview of DEGIRO

My goal with this article is to use the framework I shared earlier on “How to choose a stock broker” to understand a broker, DEGIRO. This isn’t a review of DEGIRO but an overview of the things you should consider if you plan to use it. Note that the information in this article may only […]

But what about currency risk?

If you live outside of the USA, the world’s largest financial market, investing in a globally diversified portfolio means you are getting significant exposure to foreign currency, typically USD. This means that changes in exchange rates between currencies will affect your returns. Should you expose yourself to these risks? Should you buy ETFs hedged to […]

How to choose a stock broker for ETF investing?

There are so many brokers out there. Different levels of service, different pricing schemes, different domiciles. How do you decide if a broker is “bad” or “good”? How do you go about choosing one suitable for long term, passive investing through buying ETFs? Different people may choose different brokers due to different preferences. This post […]

My recommendations for bond ETFs

The Vanguard Total Bond Market ETF (BND) and Vanguard’s Intermediate-Term Bond ETF (BIV) are often recommended in personal finance literature as reasonable options for bond ETFs. What would be the comparable choices available for European investors? Similarly to my recommendations for equity funds, I think these suggestions may be useful for many investors but they […]

My recommendations for equity ETFs

So, you decided you want to invest in index funds but are not sure which specific funds you should pick. Or rather, you read a few personal finance books, saw the recommendations for funds like VTI  or VXUS, realized that those funds aren’t available to European investors and are not sure how to proceed. I will […]