Index funds/Exchange Traded Funds (ETFs) are an excellent vehicle to grow your savings. They have better returns than most active investment funds. They have lower fees than active investment funds and private retirement saving funds (i.e. PPRs – Planos Poupança e Reforma). This guide focuses on aspects of investing in index funds which are specific […]
You want to start investing. You hear index funds/ETFs are the proper way to do it. Yet after reading the news you learn that stock valuations are high, the bubble will burst, the economy is decelerating and a recession is coming. You feel like you don’t want to invest at a peak and then immediately […]
Over the long-term, currency hedging tends to make foreign bonds have similar returns to comparable domestic bonds. Given this, is it worth investing in currency hedged foreign bond ETFs? How does currency hedging actually work? The Portfolio I prefer includes two investments: An index fund tracking global equities. This fund should not be hedged. A […]
Given the low interest rate environment in the Eurozone, how can I know the expected returns of a bond fund so I can compare it to other safe assets (e.g. a savings account) ? I wrote before about the fact that the yields of Eurozone government bonds are low. Here, I want to explain how […]
You are ready to start investing your savings and you start wondering: what if the broker goes bust? How safe is the money I worked so hard to earn? Do the broker’s investor protection mechanisms also apply to me given I don’t live in the broker’s country? Can I trust a broker for 30 years? […]
Choosing an investment portfolio is overwhelming. There are so many “lazy” options out there: Three-fund Portfolio, Core-4 Portfolio, Coffeehouse Portfolio, Permanent Portfolio, Yale Endowment Portfolio, etc. Some of these options are more complex than their “lazy” name seems to suggest. Moreover, many of these “lazy” portfolios feature US domiciled funds which are not available for […]
The MSCI World is one of the most popular indexes for European investors. That popularity is reflected in the number of MSCI World UCITS ETFs available: 13. It can get confusing to choose among similar alternatives with minor differences. So, how do you determine which MSCI World UCITS ETF is best for you? The MSCI […]
As I mentioned in my overview of DEGIRO, the broker has a long list of commission free ETFs. When you stumble into that list for the first time you may wonder: which should I choose? Which DEGIRO commission free ETFs are the best? How do commission free ETFs work? Your first trade of the month […]
Recording your ETF transactions allows you to keep an historic log of your investment history and visualize the performance of your whole portfolio. Portfolio Performance is the free (and open-source) tool I use to track my investments. There are many (free and paid) alternatives to Portfolio Performance. I chose Portfolio Performance for the following reasons: […]
Lars Kroijer has a free video series called Investment Demystified where he introduces the key concepts of his book with the same name. The video series consists of 5 videos lasting in total 30 minutes. It is a great way to quickly get exposed to the learnings of the book without having to spend hours […]