You want to start investing. You hear index funds/ETFs are the proper way to do it. Yet after reading the news you learn that stock valuations are high, the bubble will burst, the economy is decelerating and a recession is coming. You feel like you don’t want to invest at a peak and then immediately […]
Lars Kroijer has a free video series called Investment Demystified where he introduces the key concepts of his book with the same name. The video series consists of 5 videos lasting in total 30 minutes. It is a great way to quickly get exposed to the learnings of the book without having to spend hours […]
Sometimes it is easy to get lost with all the information about investing you can find in this site. You may understand the concepts and feel informed but you still have a hard time grasping all the steps that you need to undertake in order to start investing. Here I want to outline all the […]
If you are looking for a quick introduction to investing in index funds, Bernstein’s “If You Can – How millennials can get rich slowly” is my favorite recommendation. I have recommended other books as well but “If You Can” is remarkable because it is only 16 pages long, it is free and it covers the […]
A fund domicile is the country where the fund is incorporated. You can know a fund’s domicile by looking at its ISIN. The first two characters are dedicated to the country’s code. The fund with ISIN IE00B4L5Y983 is domiciled in Ireland – IE country code. The domicile is important because it affects the taxes paid […]
Life is unpredictable. You may be laid off and be unemployed for a while. You may have an unexpected large medical expense. How do you intend to fund these unforeseen costs when they occur? Which sources of capital do you have readily available to pay for these expenses? This is where an Emergency Fund comes […]
An investment fund is a legal entity that collects money from multiple investors and uses it to follow an investment strategy. There are countless investment strategies that can be used by a fund – from investing in specific asset classes (e.g. bonds, gold, companies) to investing in specific geographies (e.g. China, Europe). An investment fund […]
Investing involves accumulating financial assets which may require you to pay additional taxes. You need to comprehend your taxes so you can be aware of your (tax) obligations and avoid paying unnecessary fines. Additionally, an understanding of taxes allows you to reduce them and as a result increase your returns. The tax laws are different […]
Equities provide high returns but are very volatile – their value fluctuates significantly and it can take years to recover after serious declines. To mitigate this risk, investor often combine equities with fixed income – assets that have low volatility but have low returns. When your portfolio has a portion of fixed income, a serious […]
I have some money saved up and it is earning really low interest rates. The rates are so low that I am losing money due to inflation. How can I grow my savings? In finance, investors are (generally) rewarded for taking more risk. Risk can be understood as temporarily or permanently loosing a portion or […]