Is this a good time to invest?

You want to start investing. You hear index funds/ETFs are the proper way to do it. Yet after reading the news you learn that stock valuations are high, the bubble will burst, the economy is decelerating and a recession is coming. You feel like you don’t want to invest at a peak and then immediately […]

An introduction to index fund domiciles

A fund domicile is the country where the fund is incorporated. You can know a fund’s domicile by looking at its ISIN. The first two characters are dedicated to the country’s code. The fund with ISIN IE00B4L5Y983 is domiciled in Ireland – IE country code. The domicile is important because it affects the taxes paid […]

An introduction to Emergency Funds

Life is unpredictable. You may be laid off and be unemployed for a while. You may have an unexpected large medical expense. How do you intend to fund these unforeseen costs when they occur? Which sources of capital do you have readily available to pay for these expenses? This is where an Emergency Fund comes […]

What is an index fund?

An investment fund is a legal entity that collects money from multiple investors and uses it to follow an investment strategy. There are countless investment strategies that can be used by a fund – from investing in specific asset classes (e.g. bonds, gold, companies) to investing in specific geographies (e.g. China, Europe). An investment fund […]

Fundamentals of taxes for passive investors

Investing involves accumulating financial assets which may require you to pay additional taxes. You need to comprehend your taxes so you can be aware of your (tax) obligations and avoid paying unnecessary fines. Additionally, an understanding of taxes allows you to reduce them and as a result increase your returns. The tax laws are different […]

What should I do with my savings?

I have some money saved up and it is earning really low interest rates. The rates are so low that I am losing money due to inflation. How can I grow my savings? In finance, investors are (generally) rewarded for taking more risk. Risk can be understood as temporarily or permanently loosing a portion or […]