I published a video on how to backtest a portfolio. You can find more details about it below. First, I wanted to share some updates about the book: I finished writing it! I will release it soon. I am aiming for April. But first, I have to finish some of the extra content. Now, I am […]
I want to invest in the Vanguard FTSE Developed World UCITS ETF (TER 0.12% p.a.) and in the Vanguard FTSE Emerging Markets UCITS ETF (TER 0.22% p.a.). Which percentage should I allocate to each? This portfolio of Vanguard funds has a TER of 0.13% p.a.. It is currently the cheapest “All World“ portfolio using distributing UCITS funds. […]
I want to invest around 100€ per month and considering investing 80% in the iShares Core MSCI World ETF and 20% in the iShares MSCI Emerging Markets ETF. What do you think about it? If you portfolio is small, you should buy the fewest amount of funds possible. Minimum brokerage fees and the need to […]
Being a passive investor requires being mindful of costs. Due to compounding, seemingly small differences in costs can lead to large differences in returns over long periods of time. The Total Expense Ratio (TER) is only a fraction of the cost of owning an ETF. The Tracking Difference (TD) is a better indicator of the […]
The Vanguard FTSE All World ETF (Accumulating, ISIN IE00BK5BQT80) and the SPDR MSCI World (Accumulating, ISIN IE00BFY0GT14) are fairly recent funds which are suitable for the simple portfolio. The Vanguard fund exists since July 23rd 2019 and the SPDR fund exists since February 28th 2019. Should these funds be used instead of the current funds? […]
Choosing an investment portfolio is overwhelming. There are so many “lazy” options out there: Three-fund Portfolio, Core-4 Portfolio, Coffeehouse Portfolio, Permanent Portfolio, Yale Endowment Portfolio, etc. Some of these options are more complex than their “lazy” name seems to suggest. Moreover, many of these “lazy” portfolios feature US domiciled funds which are not available for […]
The MSCI World is one of the most popular indexes for European investors. That popularity is reflected in the number of MSCI World UCITS ETFs available: 13. It can get confusing to choose among similar alternatives with minor differences. So, how do you determine which MSCI World UCITS ETF is best for you? The MSCI […]
As I mentioned in my overview of DEGIRO, the broker has a long list of commission free ETFs. When you stumble into that list for the first time you may wonder: which should I choose? Which DEGIRO commission free ETFs are the best? How do commission free ETFs work? Your first trade of the month […]
Editor’s Note: This article was written when the iShares Emerging Markets ETF (ISIN IE00B0M63177) had a TER of 0.75%. That TER has now changed to 0.18%. This means that I now consider this to be a reasonable choice for an emerging markets ETF. I will keep the original article below because it is shares some […]
Editor’s Note: This article was written when the iShares Emerging Markets ETFs (ISIN IE00B4l5YC18/IE00B0M63177) had a TER of 0.68%/0.75%. That TER has now changed to 0.18%. This means that I now consider this to be a reasonable choice for an emerging markets ETF. —- If you are looking to invest in Emerging Markets equities through […]