What are the EU domiciled alternatives to popular US domiciled index funds (SPY, VOO, VTI/VTSAX, VXUS/VTIAX, BND)?

Most of the personal finance literature is written from a US perspective and as a result suggests holding US domiciled funds like the SPY, VOO, VTI/VTSAX, VXUS/VTIAX and BND among many others. Due to PRIIPs many European investors can’t access US domiciled funds. Moreover, there are a few US tax traps which make investing in […]

Choosing your equities/fixed income split

Equities provide high returns but are very volatile – their value fluctuates significantly and it can take years to recover after serious declines. To mitigate this risk, investor often combine equities with fixed income – assets that have low volatility but have low returns. When your portfolio has a portion of fixed income, a serious […]

What percentage should I allocate to MSCI World vs. MSCI Emerging Markets?

A typical portfolio for investors looking for global equity exposure through accumulating index funds is a combination of the iShares MSCI World and the iShares MSCI Emerging Markets. Which percentage should you allocate to which? My preference is to have exposure to each country’s companies in proportion to each country’s contribution to the world economy. […]

Is it worth holding a technology index fund?

Occasionally I hear things along these lines: I think technology has excellent prospects and will continue to grow like no other sector. Therefore, I am willing to take an additional risk by holding a (US) technology-focused ETF so I can get exposed to its high potential returns. It is reasonably understandable to hear that given that […]

Which exchange should I use to buy ETFs?

The iShares Core MSCI World ETF has 10 different listings. Which listing should you choose whenever you have access to multiple through your broker? An ETF has multiple listings across currencies, stock exchanges and countries in order to reach more investors. A listing is an entry for a security on the stock exchange. A listing […]

Which S&P 500 ETF should I pick?

justETF lists 14 S&P 500 ETFs. Which one should you choose? How do you decide which fund is more appropriate when all track the same index? When faced with choices between comparable alternatives I prefer to use defined criteria to guide my decision making. In this case I think the important criteria is (in this […]