This guide mostly covers the details around investment taxes and brokerages available in Germany. I have written at length about the fundamentals of investing in index funds while living in Europe elsewhere, so I won’t repeat that in this post. I don’t know where to start with investing My “learn investing in 10 minutes a day” series […]
Choosing between accumulating or distributing funds is among the first choices investors in Europe make. The appropriate option may reduce your (tax) costs and increase your returns. This post explains how to understand which dividend distribution policy leads to lower taxes using examples of specific countries. My previous post on the topic explains that the choice boils […]
I live in Portugal and I am using DeGiro to buy the iShares Core S&P 500 (distributing), which is domiciled in Ireland. I am buying that ETF in XETRA, a German Exchange. Portugal has tax treaties with Germany, Ireland, the Netherlands and the US. Where do I pay taxes and how much I should pay? […]
Investing involves accumulating financial assets which may require you to pay additional taxes. You need to comprehend your taxes so you can be aware of your (tax) obligations and avoid paying unnecessary fines. Additionally, an understanding of taxes allows you to reduce them and as a result increase your returns. The tax laws are different […]
I have read a book on personal finance and I keep seeing mentions to 401(k), IRA and taxable accounts. What are these things? Are these US specific issues? Are there equivalent things in Europe? One important thing to understand in this article is the difference between an investment and an investment wrapper. An investment would […]