This page provides the following information:

  • Contact Information – info about the author and how to reach him;
  • Privacy Policy  – info about which user personal data is collected and how it is used;
  • Terms and Conditions – the agreement between the site and its users along with disclaimers about the content of the site;

Unfortunately, the text in this page is dry and formal. This page exists to comply with regulations. These regulations exist to increase transparency and protect the rights of the users of the site: both readers and the author. Therefore, I tried to make it as comprehensive as possible.

Feel free to reach out to me if you have suggestions for improvements/clarifications to this page.

Contact Information

This site is operated by Mário Nzualo. Mário Nzualo is also the Data Controller. Reach out if you have any questions or requests related to your experience with this site.
Mário Nzualo
Friedrichstr. 123
10117 Berlin
USt-IdNr: DE327699500

Privacy Policy

This website collects personal data from its users.

You may at any time contact us by writing to to request information about what data we have stored about you, and also request the data to be corrected, updated, or removed. We will comply without undue delay.

That data is collected for the purposes and using the services outlined below.


We use analytics services to understand how users are interacting with the site. We are specifically interested in:

  • Number of views and visitors to the site and specific pages;
  • Aggregate data on how the users interact with the site (e.g. time spent, country, etc);
  • Data on how users arrive to the site (referrers, search engine terms)

The personal data collected are IP addresses, cookies and usage data.

The services used are Google Analytics and Stats.
Please refer to the the privacy policy of these services to learn more about them.

Managing contacts and sending emails

We use email service providers to send newsletters to our subscribers. These newsletters contain blog posts, email courses and information about our products.

You may at any time withdraw your consent to receiving emails from us (newsletters), by using the unsubscribe links that are included in all such emails.

The personal data collected is first name, email address, cookies, usage data, (e.g. click rate, open rate), country, purchase history.

The service is ConvertKit.

Platform Services and Hosting

Platform services make this site available in the Internet.

The services used are Siteground where this blog is hosted. This blog is hosted on WordPress.’s JetPack provides performance and security features.

Please refer to the privacy policy of these services to learn more about them.

We may change this Privacy Policy as we may deem necessary from time to time, or as may be required by law. Any changes will be immediately posted here and you will be deemed to have accepted the updated Privacy Policy on your first use of the website following the alterations. We recommend that you check this page regularly to keep up-to-date.

Book Store

We use Gumroad to sell our educational materials. Gumroad is a reseller which handles credit card billing and VAT processing.

The personal data collected by Gumroad is email address, purchase history and payment information.

Terms and Conditions

This investment blog (the “Blog”) is created and authored by Mário Nzualo (the “Content Creator”) and is published and provided for informational and entertainment purposes only (collectively, the “Blog Service”).

The information in the Blog constitutes the Content Creator’s own opinions and is not affiliated with any other organization or institution.

None of the information contained in the Blog constitutes a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. You understand that the Content Creator is not advising, and will not advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. 

Investing in the investments discussed in the Blog may be risky and speculative. The Content Creator cannot guarantee and does not promise any specific results from use of the blog.

The responsibility of assessing the benefits and risks of financial decisions lies entirely on you. You need to make your own choices with your money based on your circumstances and the information you have available.

The Blog and the content are provided “as-is” and the Content Creator, its partners and affiliates, disclaim any and all representations and warranties, whether express or implied.

The Content Creator expressly disclaims all liability with respect to actions taken or not taken based upon the information contained herein.

Despite the Content Creator’s best attempts to avoid it, it is possible that information provided in the Blog is incorrect or incomplete. Therefore, the Content Creator disclaims all liability with respect to any errors or omissions in the information contained in the Blog.

The Blog may provide information from or links to third-party sites and services for your convenience only. The Content Creator does not control the content in these third-party sites. Therefore, the Content Creator disclaims any liability on this third-party content.

The Blog may be temporarily unavailable from time to time for maintenance or other reasons

The Content Creator undertakes its utmost effort to ensure that the content provided on this Website infringes no applicable legal provisions or third-party rights. However, it may not always be possible to achieve such a result.
In such cases, without prejudice to any legal prerogatives of Users to enforce their rights, Users are kindly asked to preferably report related complaints using the contact details provided in this document.

The Content Creator holds and reserves all rights for the Blog’s content. Users may cite the Blog’s content with appropriate attribution. Users may not reproduce, duplicate, copy, sell, resell or exploit any portion of this Website and of its Service without the Content Creator’s express prior written permission, granted either directly or through a legitimate reselling program.

The Content Creator reserves the right to change any and all Blog content, software and other items used or contained in the Blog at any time without notice. 

Last updated: May 5th, 2020